Emirates NBD Webshopper Credit Card
A shopping-focused credit card by Emirates NBD earning 0.005 points per AED on shopping purchases.
AED 735.00
Up to 0.005 pts/AED
AED 5,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on shopping and can justify the AED 735 annual fee.
Not ideal if
You prefer cashback or spend across dining, travel, and other non-shopping categories.
Watch out for
AED 735 annual fee is not waivable and difficult to offset with low earn rate.
Calculate This Card’s Value
Earning Rates
0.005 pts/AED
Key Strengths and Weaknesses
Strengths
Earns points on shopping purchases with no stated monthly cap.
Accessible AED 5,000 minimum salary requirement.
Dedicated shopping rewards for frequent retail spenders.
Watch out for
AED 735 annual fee is not waivable under any conditions.
Low 0.005 points per AED earn rate requires very high spend to justify.
No rewards on dining, travel, groceries, or other common spend categories.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 735 annual fee is not waivable, and with an earn rate of only 0.005 points per AED on shopping, you would need extremely high shopping spend to offset the cost. For most users, the fee is difficult to justify.
What categories earn rewards on this card?
This card earns 0.005 points per AED on shopping purchases only. Dining, travel, groceries, and other spend categories do not earn rewards.
Can I use this card abroad?
Yes, but foreign currency transactions incur a 3.14% markup, which can reduce the value of any points earned on international shopping.
What is the minimum salary to apply?
You need a minimum monthly salary of AED 5,000 to be eligible for the Emirates NBD Webshopper Credit Card.
Is there a cap on shopping rewards?
No monthly cap is stated in the card terms, so you can earn 0.005 points per AED on all eligible shopping spend.