ADCB talabat Credit Card
A no-fee ADCB credit card offering 35% cashback on dining and 1.25% on all other purchases.
Free
35% dining
AED 5,000
4.14%
Who Is This Card For?
Calculate This Card’s Value
Key Strengths and Weaknesses
Strengths
35% cashback on dining is among the highest rates available in UAE.
Zero annual fee with no minimum spend requirement to waive fees.
1.25% cashback on all other purchases provides baseline rewards everywhere.
AED 750 welcome bonus for new ADCB customers after spending AED 5,000.
Watch out for
Dining cashback capped at AED 350 monthly, limiting rewards for high spenders.
0.35% cashback on groceries, utilities, and international spend is very low.
4.14% foreign exchange markup makes international purchases expensive.
Earning Rates
35%
Cap: Up to AED 350/mo
0.35%
0.35%
0.35%
1.25%
Perks
Fees & Conditions
Frequently Asked Questions
Is there an annual fee for this card?
No, the ADCB talabat credit card has zero annual fee and no joining fee, making it completely free to hold.
How much cashback do I earn on talabat orders?
You earn 35% cashback on all dining purchases including talabat orders, capped at AED 350 per month. This means maximum rewards after spending AED 1,000 on dining monthly.
What is the welcome bonus and how do I qualify?
New-to-ADCB customers receive AED 750 as talabat credit after spending AED 5,000 within 45 days of card issuance. Existing ADCB customers receive AED 200, and the bonus is credited within 90 days.
Can I use this card abroad without high fees?
The card charges 4.14% foreign exchange markup on international transactions, which is higher than many competitors. You also earn only 0.35% cashback on international purchases, making it poor for overseas use.
What is the minimum salary required to apply?
You need a minimum monthly salary of AED 5,000 to be eligible for the ADCB talabat credit card.