ADCB Traveller Credit Card
A cashback credit card by ADCB with 10% cashback on travel and 1.5% on groceries, dining, shopping, and utilities.
AED 1,575.00
10% travel
AED 20,000
1.15%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 10,000 or more monthly with frequent travel bookings and meet the AED 5,000 minimum.
Not ideal if
You rarely travel internationally or spend mostly on dining and everyday purchases domestically.
Watch out for
AED 5,000 minimum monthly spend required to earn any cashback in that month.
Calculate This Card’s Value
Earning Rates
10%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
1.5%
Min AED 5,000/mo spend
Perks
Key Strengths and Weaknesses
Strengths
10% cashback on travel with no monthly cap.
AED 2,000 welcome voucher for Expedia hotel bookings offsets first-year fee.
Lounge access, airport transfer, cinema BOGO, and golf perks included.
1.5% cashback on groceries, utilities, dining, and shopping with no caps.
Watch out for
AED 5,000 minimum monthly spend required to activate all cashback rates.
AED 1,575 annual fee is not waivable.
AED 20,000 minimum salary requirement limits eligibility.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 1,575 annual fee can be worth it if you spend heavily on travel. The AED 2,000 welcome voucher for Expedia hotel stays offsets the first-year fee, and 10% cashback on travel quickly adds up for frequent travellers who meet the AED 5,000 monthly minimum.
What is the minimum spend to earn cashback?
You must spend at least AED 5,000 per month to activate cashback rates. If you spend below this threshold in any month, you earn no cashback that month.
Can I use this card abroad?
Yes, the card works internationally and earns 10% cashback on travel purchases. However, foreign exchange transactions incur a 1.15% markup on top of the Visa exchange rate.
How does the welcome bonus work?
Spend AED 15,000 within 60 days of card approval to receive an AED 2,000 voucher redeemable at www.expedia.ae/adcb for hotel stays worldwide. The stay must be completed within 6 months from voucher issuance.
What perks are included with this card?
The card includes airport lounge access, airport transfer service, buy-one-get-one cinema tickets, and complimentary golf rounds. These perks add value for frequent travellers beyond the cashback rates.