CBD Super Saver Credit Card
A cashback credit card by CBD with 10% cashback on utilities, education, and groceries.
AED 420.00
10% utilities
AED 5,000
4.65%
This card also has an Islamic/Sharia-compliant version (CBD Al Islami Super Saver Islamic Credit Card).
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend heavily on utilities, education fees, and groceries every month.
Not ideal if
You spend mainly on dining, travel, or categories outside the three rewarded.
Watch out for
AED 420 annual fee is not waivable and requires strong category spend.
Calculate This Card’s Value
Earning Rates
10%
10%
10%
Perks
Key Strengths and Weaknesses
Strengths
10% cashback on utilities, education, and groceries with no cap.
Lounge access and Entertainer perks included.
Strong value for families with high education and household spend.
Watch out for
AED 420 annual fee with no waiver option.
No cashback on dining, travel, or other common spend categories.
4.65% foreign exchange markup makes international use costly.
Fees & Conditions
Cards Worth Comparing
Explore similar UAE credit cards and alternatives worth comparing based on rewards, fees, salary requirements, and spending fit.
Similar Cards
Close alternatives with similar reward patterns, eligibility requirements, and fee positioning.
Emirates Islamic
CashBack Plus Credit Card
Similarity score84/100
DIB
Consumer Cashback Reward Islamic Credit Card
Similarity score78/100
ADIB
Cashback Visa Islamic Credit Card
Similarity score70/100
Emirates NBD
Go4it Platinum Credit Card
Similarity score54/100
Compare With
Cards that solve a similar need but with different trade-offs in fees, rewards, eligibility, or reward currency.
DIB
Consumer Cashback Platinum Islamic Credit Card
Comparison fit85/100
Emirates Islamic
Switch Cashback Credit Card (Lifestyle Option)
Comparison fit65/100
Wio
Personal Credit Card
Comparison fit62/100
Emirates NBD
LuLu 247 Platinum Credit Card
Comparison fit60/100
Frequently Asked Questions
Does this card earn cashback on school or university fees?
Yes, the CBD Super Saver Credit Card earns 10% cashback on education spend, including school and university fees, with no cap.
Is the annual fee worth it?
The AED 420 annual fee is not waivable. You need to earn at least AED 420 in cashback annually to break even, which requires around AED 4,200 total spend per year on utilities, education, and groceries.
What categories earn cashback on this card?
You earn 10% cashback on utilities, education, and groceries only. Other categories, including dining and travel, earn no cashback.
Can I use this card abroad?
Yes, but the 4.65% foreign exchange markup makes it expensive for international purchases. Consider a card with lower FX fees for travel.
What is the minimum salary to apply?
The minimum salary requirement is AED 5,000 per month.