Emirates NBD Marriott Bonvoy World Credit Card
A Marriott Bonvoy hotel rewards card earning up to 3 points per USD on travel and 1.5 points per USD on dining, shopping, and international spend.
Free
Up to 3 pts/USD
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You stay at Marriott hotels regularly and spend around AED 5,000 monthly on travel and dining.
Not ideal if
You prefer cashback or rarely use Marriott properties for accommodation.
Watch out for
The 3.14% foreign exchange markup reduces the value of international spending rewards.
Calculate This Card’s Value
Earning Rates
3 pts/USD
1.5 pts/USD
1.5 pts/USD
1.5 pts/USD
0.375 pts/USD
0.15 pts/USD
0.15 pts/USD
Perks
Key Strengths and Weaknesses
Strengths
No annual fee makes it accessible for Marriott loyalists.
Earns 3 points per USD on travel and 1.5 points per USD on dining, shopping, and international.
Welcome bonus includes a free night award after USD 6,000 spend in 90 days.
Includes Marriott Bonvoy Silver status, lounge access, and airport transfer perks.
Watch out for
Requires minimum salary of AED 12,000 to qualify.
Very low earn rates on groceries, education, and utilities.
3.14% foreign exchange markup reduces international spending value.
Fees & Conditions
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Frequently Asked Questions
Is there an annual fee for this card?
No, the Emirates NBD Marriott Bonvoy World Credit Card has no annual fee, making it a cost-effective option for Marriott loyalists.
How does the welcome bonus work?
You receive a free night award redeemable at Marriott Bonvoy hotels with redemption levels at or under 35,000 points after spending USD 6,000 within the first 90 days.
What are the earn rates on travel and dining?
You earn 3 points per USD on travel purchases and 1.5 points per USD on dining, shopping, and international spend.
Can I use this card abroad?
Yes, but the 3.14% foreign exchange markup applies to all international transactions, which reduces the net value of your rewards.
What is the minimum salary requirement?
You must earn at least AED 12,000 per month to be eligible for this card.