Emirates NBD Etihad Guest Visa Inspire Credit Card
A travel credit card by Emirates NBD earning 0.7 miles per AED on travel and dining, plus Etihad Silver tier status.
AED 735.00
Up to 0.7 miles/AED
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 5,000 to 10,000 monthly on travel and dining and fly Etihad regularly.
Not ideal if
You rarely fly Etihad or prefer cashback rewards over airline miles.
Watch out for
AED 1,575 joining fee and AED 735 annual fee with no waiver option available.
Calculate This Card’s Value
Earning Rates
0.7 miles/AED
0.4 miles/AED
0.7 miles/AED
0.1 miles/AED
0.4 miles/AED
0.4 miles/AED
0.4 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.7 miles per AED on travel and dining with no caps.
Welcome bonus of up to 60,000 Etihad Guest miles available.
Includes Etihad Silver tier status and two 25% redemption discount vouchers.
Earns 0.4 miles per AED on education, utilities, and international spend.
Watch out for
AED 1,575 joining fee and AED 735 annual fee are not waivable.
Requires AED 60,000 spend in six months to unlock full welcome bonus.
3.14% foreign exchange markup on international transactions.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
If you spend AED 5,000 to 10,000 monthly on travel and dining and fly Etihad regularly, the 0.7 miles per AED earn rate and Etihad Silver status can justify the AED 735 annual fee. At higher spend levels, the fee becomes harder to offset.
How does the welcome bonus work?
You receive 20,000 Etihad Guest miles upon paying the AED 1,575 joining fee. Spend AED 60,000 within six months of card issuance to earn an additional 40,000 miles, for a total of 60,000 welcome miles.
Does this card earn miles on school or university fees?
Yes, education spend earns 0.4 miles per AED with no cap, the same rate as utilities, international spend, and all other purchases.
Can I use this card abroad?
Yes, international spend earns 0.4 miles per AED. However, a 3.14% foreign exchange markup applies to all transactions in foreign currency.
What is the minimum salary to qualify?
You need a minimum monthly salary of AED 12,000 to be eligible for the Emirates NBD Etihad Guest Visa Inspire Credit Card.