Emirates NBD Etihad Guest Visa Inspire Credit Card
A travel credit card by Emirates NBD earning up to 0.7 miles/AED on travel and dining with Etihad Guest miles.
AED 735.00
Up to 0.7 miles/AED
AED 12,000
3.14%
Who Is This Card For?
Quick answer before the detailed explanation
Good fit if
You spend AED 5,000 to 10,000 monthly on travel and dining, and fly Etihad regularly.
Not ideal if
You prefer cashback over airline miles or rarely use premium travel perks.
Watch out for
AED 1,575 non-waivable joining fee and AED 735 annual fee require strong usage to justify.
Calculate This Card’s Value
Earning Rates
0.7 miles/AED
0.4 miles/AED
0.7 miles/AED
0.1 miles/AED
0.4 miles/AED
0.4 miles/AED
0.4 miles/AED
Perks
Key Strengths and Weaknesses
Strengths
Earns 0.7 miles/AED on travel and dining with no caps.
Includes Etihad Silver tier status and two 25% miles redemption discount vouchers.
Earns 0.4 miles/AED on utilities and education spend.
Premium perks include lounge access, airport transfers, and golf rounds.
Watch out for
AED 1,575 joining fee is not waivable.
Groceries earn only 0.1 miles/AED, much lower than other categories.
Requires AED 12,000 minimum monthly salary to qualify.
Fees & Conditions
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Frequently Asked Questions
Is the annual fee worth it?
The AED 735 annual fee and AED 1,575 joining fee are worth it if you spend heavily on travel and dining and value Etihad Guest miles. The two 25% miles redemption discount vouchers, Etihad Silver tier, and premium perks like lounge access help offset the cost for frequent Etihad flyers.
How does the welcome bonus work?
You receive 20,000 Etihad Guest miles upon paying the joining fee. Spend AED 60,000 within 6 months from card issuance to earn an additional 40,000 miles, for a total of 60,000 welcome miles.
Does this card earn on school or university fees?
Yes, education spend earns 0.4 miles/AED with no cap, making it a solid option for parents paying tuition fees.
Can I use this card abroad?
Yes, international spend earns 0.4 miles/AED. However, a 3.14% FX markup applies to foreign currency transactions, which can reduce the net value of your miles.
What is the minimum salary to qualify?
You need a minimum monthly salary of AED 12,000 to be eligible for this card.