FAB SHARE Standard Credit Card
A no-fee FAB credit card earning up to 0.07 points per AED on groceries and 0.0325 miles per AED on shopping.
Annual feeVAT included
Free
Free
Top earnrewards rate
Up to 0.07 pts/AED
Up to 0.07 pts/AED
Min salaryfor eligibility
AED 5,000
AED 5,000
FX markupforeign currency
3.76%
3.76%
Who Is This Card For?
Calculate This Card’s Value
Key Strengths and Weaknesses
Strengths
No annual fee, making it cost-free to hold and use.
0.07 points per AED on groceries with no monthly cap.
Cinema buy-one-get-one-free offers for entertainment savings.
Accessible AED 5,000 minimum salary requirement.
Watch out for
Very low earn rates across most categories, especially utilities at 0.005 points per AED.
No dedicated dining or fuel rewards, limiting everyday earning potential.
3.76% foreign exchange markup increases costs on international transactions.
Earning Rates
Groceries
0.07 pts/AED
0.07 pts/AED
International
0.0175 pts/AED
0.0175 pts/AED
Utilities
0.005 pts/AED
0.005 pts/AED
Shopping
0.0325 miles/AED
0.0325 miles/AED
Perks
Cinema Buy-1-Get-1 Ticket
Fees & Conditions
Annual FeeFree
Fee WaiverN/A — always free
FX Markup3.76%
Minimum SalaryAED 5,000/mo
Frequently Asked Questions
Does this card have an annual fee?
No, the FAB SHARE Standard Credit Card has no annual fee, making it free to hold year-round.
What is the minimum salary to apply for this card?
You need a minimum monthly salary of AED 5,000 to be eligible for this card.
How many points do I earn on groceries?
You earn 0.07 points per AED spent on groceries with no monthly cap on earning.
Can I use this card abroad without extra charges?
You can use it internationally, but a 3.76% foreign exchange markup applies to all foreign currency transactions, making it relatively expensive for overseas spending.
What perks does this card offer?
The card includes cinema buy-one-get-one-free offers, allowing you to save on movie tickets.