Emirates NBD Skywards Infinite Credit Card card image

Emirates NBD Skywards Infinite Credit Card

A premium travel credit card by Emirates NBD earning up to 2 miles per USD on travel and 1.5 miles per USD internationally.

Annual feeVAT included
AED 1,575.00
Top earnrewards rate
Up to 2 miles/USD
Min salaryfor eligibility
AED 30,000
FX markupforeign currency
3.14%

Who Is This Card For?

Decision snapshot
Quick answer before the detailed explanation

Good fit if
You earn AED 30,000+ monthly and spend heavily on Emirates flights and international travel.

Not ideal if
You rarely fly Emirates or prefer cashback rewards over airline miles.

Watch out for
Joining fee of AED 3,148.95 and annual fee of AED 1,575 are not waivable.

If you are a high-income professional earning at least AED 30,000 monthly and spend heavily on travel, particularly with Emirates, this card delivers


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Earning Rates

Travel
2 miles/USD

Dining
1 mile/USD

Shopping
1 mile/USD

International
1.5 miles/USD

Groceries
0.25 miles/USD

Education
0.1 miles/USD

Utilities
0.1 miles/USD

Perks

Airport Lounge Access
Emirates Silver Tier
Golf Round Access
Airport Transfer
Car Registration Pickup/Drop
Car Service Pickup/Drop
Valet Parking
Cinema Buy-1-Get-1 Ticket
Annual Entertainer Membership

Key Strengths and Weaknesses

Strengths


Earns 2 miles per USD on travel and 1.5 miles per USD internationally.

Welcome bonus offers up to 100,000 Skywards Miles in the first year.

Includes Emirates Silver Tier status, lounge access, and airport transfers.

No caps on miles earning across any spend category.

Watch out for


Joining fee of AED 3,148.95 and annual fee of AED 1,575 with no waiver.

Requires minimum salary of AED 30,000 monthly to qualify.

Low earning on groceries, education, and utilities at 0.1 to 0.25 miles per USD.

Fees & Conditions

Annual FeeAED 1,575
Joining FeeAED 3,149
FX Markup3.14%
Minimum SalaryAED 30,000/mo
Welcome BonusUp to AED 250.

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Frequently Asked Questions

What is the minimum salary to apply for this card?

You must earn at least AED 30,000 per month to be eligible for the Emirates NBD Skywards Infinite Credit Card.

How does the welcome bonus work?

You can earn up to 100,000 Skywards Miles in the first year: 35,000 miles on paying the joining fee, 40,000 miles for spending USD 25,000 in the first three months, and 25,000 miles for spending USD 7,550 on Emirates purchases within 12 months. You also receive a Rotana dining certificate worth AED 250.

Are the annual and joining fees waivable?

No, the joining fee of AED 3,148.95 and annual fee of AED 1,575 are not waivable. You must pay these fees regardless of your spending.

Can I use this card abroad?

Yes, the card earns 1.5 miles per USD on international purchases and 2 miles per USD on travel. A 3.14% foreign exchange markup applies to transactions in foreign currencies.

Does this card earn miles on school or university fees?

Yes, but the rate is low at 0.1 miles per USD on education spending. Travel, dining, shopping, and international purchases earn significantly more.