Emirates Islamic Amazon Platinum Credit Card card image

Emirates Islamic Amazon Platinum Credit Card Sharia-compliant

A Sharia-compliant credit card by Emirates Islamic offering 6% cashback on shopping and 2.5% on international spends.

Annual feeVAT included
Free
Top ratebest category
6% shopping
Min salaryfor eligibility
AED 5,000
FX markupforeign currency
3.49%

Who Is This Card For?

If you spend heavily on shopping, especially on Amazon and other retail platforms, this card delivers strong value with 6% cashback on shopping


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Key Strengths and Weaknesses

Strengths


6% cashback on shopping with no monthly cap.

No annual fee makes it cost-free to hold.

Welcome bonus up to AED 1,000 for retail and international spends.

Sharia-compliant card with lounge access and dining perks included.

Watch out for


3.49% foreign exchange markup reduces international cashback to net negative.

Utilities earn only 0.25% cashback, far below competitive rates.

Weak performance for dining and balanced spending at higher monthly levels.

Earning Rates

Shopping
6%

International
2.5%

All Other Spends
2%

Utilities
0.25%

Perks

Cinema Buy-1-Get-1 Ticket
Talabat Discount (20%)
Airport Lounge Access

Fees & Conditions

Annual FeeFree
Fee WaiverN/A — always free
FX Markup3.49%
Minimum SalaryAED 5,000/mo
Welcome BonusUp to AED 1,000.

Frequently Asked Questions

Is there an annual fee for this card?

No, the Emirates Islamic Amazon Platinum Credit Card has no annual fee, making it free to hold year-round.

How much cashback do I earn on Amazon purchases?

You earn 6% cashback on shopping, including Amazon purchases, with no monthly cap on earnings.

What is the welcome bonus and how do I earn it?

You can earn up to AED 1,000: AED 750 for spending AED 15,000 on retail and AED 250 for spending AED 2,500 on international transactions, both within 180 days of card activation.

Can I use this card abroad without extra costs?

The card earns 2.5% cashback on international spends, but the 3.49% foreign exchange markup means you pay a net 0.99% fee on foreign currency transactions.

What is the minimum salary required to apply?

You need a minimum monthly salary of AED 5,000 to be eligible for this card.