What is the minimum salary for a credit card in Dubai?

Most banks in the UAE require a minimum monthly salary of AED 5,000 to approve a primary credit card. However, some banks may offer "low-income" cards starting from AED 4,000, or secured credit cards against a fixed deposit.

Can I get a credit card without an annual fee?

Yes. "Free for Life" credit cards are very popular in the UAE. Banks like ADCB, Citi, and Mashreq offer cards that never charge an annual membership fee. Use the "Free for Life" filter in our tool above to see them.

Does checking my eligibility affect my credit score?

No. Using this comparison tool does not affect your credit score. Your score is only impacted when you officially submit a full application to the bank.

Find The Best Credit Cards In The UAE

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Enter your salary and how much you spend in each category every month. We will calculate the real annual value of every credit card for you.

Monthly Salary for eligibility thresholds

AED

Min 5,000 – Max 300,000 AED

Monthly spending by category

Enter how much you spend monthly on your card in each category. Leave empty if you don’t spend in that category.

Dining

AED

Groceries

AED

Shopping

AED

Utilities

AED

Travel

AED

International

AED

Total monthly card spend: 0 AED

Only show cards with no annual fee

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Top matches

Sorted by first year value

Card Value (NEV)

Card Value (NEV) is the estimated yearly benefit of using this card, based on the spending you entered. It includes rewards, perks, and fees. Higher is better.

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